Build Your Dream Outdoor Space in Denver Today. Pay Smartly.
Through our strategic partnership with Hearth, we offer financing options up to $250,000 with instant approvals and no hidden fees. Keep your savings intact while elevating your property value.
Funding Your Project is Simple
Secure & Fast Pre-qualification
Complete an intuitive digital form in under 2 minutes. We guarantee this soft credit pull will not affect your credit score.
Compare Multiple Offers
The algorithm evaluates your profile against a network of over 18 premium lenders. Select the fixed interest rate and monthly payment term that perfectly aligns with your family’s cash flow.
Direct Funding & Execution
Upon formal approval, funds are deposited directly into your personal bank account, typically within 1 to 5 business days. Our Blue Sky team will be ready to begin construction on your property immediately.
Ready to see your personalized rates?
Why Finance with Blue Sky & Hearth?
Financing starting at $1,000 for irrigation system upgrades, up to expansive $250,000 credit lines for complete, structural landscape redesigns.
Strictly fixed annual percentage rates (APR) ensure your monthly payment remains static, protecting you against market volatility.
Extend your financing with terms ranging from 12 months up to 12 years, drastically reducing your monthly financial burden.
Liquidate the entirety of your patio or retaining wall loan before the term matures without facing any penalty or extra fee.
Trusted by Colorado Homeowners
We bring over 25 years of industry experience to every project, engineering outdoor living spaces designed to withstand the harsh freeze-thaw cycles of the Front Range.
Frequently Asked Questions
Absolutely not. All personal loans managed through our portal are unsecured instruments. It is not necessary to commit the equity of your home.
Our algorithm doesn't rely on a single bank. By evaluating your profile against a network of 18 lenders, we maximize your options. There are financing programs for clients with FICO scores starting at 550.
Unlike other contractors who use abusive platforms, Blue Sky pays an annual license for the financing software. This means you pay exactly the fair market value for your project; no hidden bank commissions are passed onto your budget.
You can finance everything from a $1,000 emergency irrigation repair to a $250,000 complete landscape redesign. This includes retaining walls, paver patios, artificial turf, and outdoor kitchens.
Once approved, the funds are deposited directly into your personal bank account. This electronic transfer is typically completed within 24 hours to a maximum of 5 to 7 business days, allowing our crew to begin construction without delays.
Ready to Transform Your Outdoor Space?
Don’t let budget constraints delay the backyard of your dreams. See your personalized payment options today with zero impact on your credit score.
APR estimates, loan terms, and monthly payments displayed are based on preliminary data analysis and do not constitute binding offers. Blue Sky Hardscapes & Irrigation does not act as a bank, lender, or credit issuer, and does not participate in credit decisions. Hearth acts exclusively as a technology broker.
All financing offers are subject to review, income verification, and final approval by Hearth’s lending partners. Final interest rates, terms, and applicable fees depend entirely on demographic factors of the applicant. The lowest rates are reserved exclusively for borrowers with a proven excellent credit profile.
Promotional credit card offers will include 0% APR only during a strictly defined grace period. After this period concludes, remaining balances will accrue interest at significantly higher standard rates.